The mission of the Office of Consumer Credit Commissioner (OCCC) is to regulate non-bank financial services and to educate consumers and industry providers, fostering a fair, lawful, and healthy financial services market that grows economic prosperity for all Texans.
Consumers
As new forms of credit become available to Texas consumers, the OCCC helps the public understand their rights and responsibilities.
Regulated Industries
The OCCC licenses and regulates non-depository lenders in the state of Texas. Select an industry below for more regarding the industry & license application requirements.
- Commercial Motor Vehicle Sales Finance
- Crafted Precious Metals Dealers
- Credit Access Businesses
- Debt Management & Settlement Providers
- Motor Vehicle Sales Finance
- Pawnshops & Pawn Employees
- Property Tax Lenders
- Refund Anticipation Loan Facilitators
- Registered Creditors
- Regulated Lenders
- Residential Mortgage Loan Originators
Crafted Precious MEtals Dealer
Renewals are currently open
Refund Anticipation Loan
Renewals are currently open
Motor Vehicle Renewals
Reinstatementss are currently open
Commercial Motor Vehicles Renewals
Reinstatements are currently open
RMLO
Renewals are currently open
Credit Access Business
Renewals are currently open
Upcoming Events
Calendars
Days of the Week
Time of Day
List
Grid
Plain
CMVSF Reinstatement
November 1, 2025 - April 26, 2026
MVSF Reinstatement
November 1, 2025 - April 26, 2026
Debt Management & Settlement Providers Renewal Open
January 1, 2026 - January 31, 2026
PTL Reinstatement Opens
January 1, 2026 - May 28, 2026
RMLO Reinstatement Opens
January 1, 2026 - February 28, 2026