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TEXAS OFFICE of CONSUMER CREDIT COMMISSIONER

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  • Pawnshops and Pawn Employees

Pawnshops and Pawn Employees

A pawnshop is a business where a consumer may pledge personal property as collateral for a loan. The personal property is then held by the pawnshop, and may be bought back by the consumer for a set price within a set period of time.

Administrative Action Report

Pawn Administrative Action Report - Fiscal Year 2018

Resources

Acquiring Licensing & Existing Licensees

Pawn Employee

Renewal


Advisory Bulletins

Display Kits

Examination Process

Rate Charts

Reporting

Software Vendors

 

Statutes & Rules

These are the primary statutes and rules that apply to pawnshops and pawn employees. This is not a complete list of laws that pawnshops and pawn employees are required to comply with.

Primary State Statute
Chapter 371, Texas Finance Code: Pawnshops

OCCC's Rules
Title 7, Chapter 85, Texas Administrative Code

Other State Statutes
Texas Constitution and Statutes

Federal Statutes & Rules
U.S. Government Publishing Office

 ALECS

(Manage Your License)

Apply for Licensing

File  Annual Report

Licensee Search 

ALECS Step-by-Step Guide

Important Dates

June 1-Renewal Opens for Pawn Shop & Pawn Employees.
June 30-Renewal Closes For Pawn Shop & Pawn Employees 
   ****Pawn Shop Licenses not renewed by midnight will Cancel***
   ****Pawn Employees who do not renew their license by midnight must reapply***
July 1-Pawn Shop reinstatement* period opens
Pawn shop licenses not renewed by June 30 have 180 days after the cancellation date at midnight to reinstate* their cancelled license(s). Pawn Shop licenses not reinstated not later than the 180th day after its expiration date (June 30) will Cancel-Non Renewable and you will need to reapply..

*Reinstate - $1,000 late filing fee + the renewal fee for each license you are reinstating.

Pawn Shops may only opt in/out to license their Pawn Employees through the OCCC during the renewal period. If this was missed, a pawn shop will not be able to modify this option until the following renewal period. 

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